[Grumpy_G]

Thanks you, sir. Take all the black swan scenarios, financial collapse scenarios, personal tragedy scenarios, etc, they all have one thing in common. Whether society ceases to exist, or you can’t pay the utility bill because you are out of a job, or any place on the spectrum in between that commonality is loss, or break down of the infrastructure that makes modern life possible. We are not immune to personal loss, or history. The only questions that are left hanging out there are “When” and “to what extent”. What we as individuals and community do, we do as insurance against the day we find out.